Skills, Thrills & Bills

Your future is calling.
Now You Know how to answer.

An interactive keynote that turns paychecks, taxes, credit, insurance, and leases from intimidating into "oh — this makes sense." Built for college and high school students stepping into the real world.

01

Adulthood arrives all at once — and no one ever taught the class.

02

Paychecks, W-4s, APR, deductibles, escrow… a whole language people assume you already speak.

03

One session later, students leave organized — with the right tools already saved on their phones.

Why Skills, Thrills & Bills

LoriAnn Romanowski
LoriAnn Romanowski
  • Public Speaker
  • Corporate Trainer — global pharmaceutical
  • Presented across PA, NJ & DE
  • Yoga enthusiast · Mother of three twenty-somethings

Hi, I'm LoriAnn. I've spent much of my life teaching. For years I worked as a corporate trainer for a global pharmaceutical company, helping adults make sense of complex material. I've presented in high schools across Pennsylvania, New Jersey, and Delaware, coached adults, taught fitness classes, and worked with students — learning, over and over, how to make complicated things feel doable.

But the spark for Adulting: Skills, Thrills, and Bills is personal. I'm the parent of three twenty-somethings, and as I watched each one step into adulthood, I realized how many silent hand-offs there are. One day someone else is handling the details; the next, they're expected to understand paychecks, taxes, insurance, leases, and credit.

I remember being 27 — married, employed — and staring at a W-4 I didn't know how to complete. I thought I must have missed that lesson, and that I was surely too old not to know what it meant. That experience never left me.

Adulting has a language people assume everyone understands. APR, deductible, FICA, escrow, withholdings — and most of us never had it translated into plain English. That's what I love to do. I take what feels intimidating and make it clear, logical, and memorable. My goal isn't to overload people with information; it's to replace confusion with clarity — so when those moments arrive, whether it's a first lease, first car, or first tax form, they'll think, "I remember this. This makes sense."

That's the heart of every talk I give.

Adulting: Skills, Thrills & Bills

Adulting: Skills, Thrills, and Bills helps young adults make sense of responsibilities that come fast and are rarely explained plainly. It's not a lecture or a list of definitions — it's an interactive conversation. Real examples, stories, and hands-on moments turn intimidating terms into something clear and usable.

It's practical, not theoretical. Every participant shows up with a fully charged phone, because we build their digital toolkit together — walking through real sites and tools and saving them on the spot. Students don't just hear ideas; they leave organized. Bookmarks made, resources saved, ready for the moments when they'll need them.

The phone rings — and they learn to answer

Your bank is callingChecking vs. savings, writing a check, avoiding fees.
Your boss is callingPaychecks, the W-4, and why take-home isn't your hourly rate.
Uncle Sam is callingTaxes, withholdings, and FICA in plain English.
Credit is callingScores, reports, and what an APR really costs.
Insurance is callingPremiums, deductibles, and what you're actually paying for.
Your landlord is callingLeases, deposits, and renter's rights.
Your car is callingBuying, insuring, registering, and inspecting.
An unknown number is callingScams, fine print, and expensive mistakes to dodge.
Adulting is callingPutting it all together.
Future You is callingPlanning for what's next.

Students leave able to…

Read a paycheck and a W-4 · explain APR and a deductible in their own words · set up the accounts and tools they'll need · recognize common money traps · and walk away with a phone full of saved, trustworthy resources.

Formats: TED-style keynote · interactive small-group session · high school & college assembly.  Currently booking small-group sessions for Fall 2026.

Bring it to your students

Perfect for college juniors and seniors, high school upperclassmen, orientation programs, and parent or community nights. Sessions are interactive, plain-language, and built around real tools students save as they go.

  • College juniors & seniors
  • High school upperclassmen
  • Orientation & first-year programs
  • Parent & community evenings
Download speaker one-sheet (PDF)

One-sheet in progress — bio, topics, and outcomes on one printable page.

Request a booking

The book

Coming Fall 2026
Adulting
Skills, Thrills & Bills
LoriAnn Romanowski

Adulting: Skills, Thrills & Bills

Releasing Fall 2026 · price TBD

Want to keep the conversation going? This book takes what we cover and goes further — more real-life scenarios, more tools, more space to revisit when life presents something new. It also makes a meaningful gift: for graduates, college students, young professionals, or anyone stepping into a new chapter. If today's seminar helped things click, this is how to share that clarity with someone you care about.

Selling direct at launch. Join the waitlist and you'll be first to buy when it releases this fall.

Bring Adulting: Now You Know to your students

Booking small-group sessions and keynotes for Fall 2026 across PA, NJ & DE and beyond.

Email LoriAnn